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	<title>Robert Nusgart</title>
	<link>http://www.robertnusgart.com</link>
	<description>Just another WordPress weblog</description>
	<lastBuildDate>Fri, 16 Jul 2010 13:05:49 +0000</lastBuildDate>
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		<title>Financial Regulation Becomes Reality</title>
		<description>

No related posts. </description>
		<link>http://www.robertnusgart.com/2010/07/financial-regulation-becomes-reality/</link>
			</item>
	<item>
		<title>So much for rates rising</title>
		<description>Published in The Daily Record, July 2

OK, so I was wrong.

Everything in the first quarter of the year pointed to a slow rise in mortgage rates. If you didn’t take advantage of the refinance craze in the spring of 2009, when rates for a 30-year fixed rate mortgage touched 4.75 ...</description>
		<link>http://www.robertnusgart.com/2010/07/so-much-for-rates-rising/</link>
			</item>
	<item>
		<title>Tax credit closing deadline extended to Sept. 30</title>
		<description>The National Association of Realtors® on June 30 commended Congress for timely passage of two bills to extend the home buyer tax credit closing deadline and reauthorize the National Flood Insurance Program. Both bills, strongly supported by NAR, had cleared the House earlier and were passed by the Senate late ...</description>
		<link>http://www.robertnusgart.com/2010/07/tax-credit-closing-deadline-extended-to-sept-30/</link>
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	<item>
		<title>Life without Fannie and Freddie</title>
		<description>












No related posts. </description>
		<link>http://www.robertnusgart.com/2010/07/life-without-fannie-and-freddie/</link>
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		<title>How the mighty players have fallen</title>
		<description>Published in The Daily Record, May 7

If you really want to see how the mortgage landscape has changed in the last four years, all one has to do is take a look at those companies that were big time players in the “Alt-A” business in 2006 and see where they ...</description>
		<link>http://www.robertnusgart.com/2010/05/how-the-mighty-players-have-fallen/</link>
			</item>
	<item>
		<title>Tips before the federal housing tax credit expires</title>
		<description>Published in The Daily Record, April 23, 2010

With just days to go for first-time buyers and move-up buyers to take advantage of the federal tax credit programs, it’s apparent the initiative is doing exactly what it was meant to do – ignite home sales.

Here’s a prediction: In May, the National ...</description>
		<link>http://www.robertnusgart.com/2010/04/tips-before-the-federal-housing-tax-credit-expires/</link>
			</item>
	<item>
		<title>Banks, Government need to address second liens</title>
		<description>
	    Published April 2 in The Daily Record.

      For anyone who thinks that the nation’s housing mess that is getting better, think again.
     Yes, sales in the area are moving in a positive direction and the decline in home values – although still a significant problem -- is not as steep recently ...</description>
		<link>http://www.robertnusgart.com/2010/04/banks-government-need-to-address-second-liens/</link>
			</item>
	<item>
		<title>As 2010 unfolds, expect mortgage costs and rates to rise</title>
		<description>For The Daily Record
The outlook for 2010 is beginning to take focus and from actions coming from the Federal Housing Administration last week and Wednesday’s words coming from the Federal Reserve, the cost of getting a mortgage is heading upward.

Earlier this week, the Federal Reserve left short term rates alone ...</description>
		<link>http://www.robertnusgart.com/2010/01/as-2010-unfolds-expect-mortgage-costs-and-rates-to-rise/</link>
			</item>
	<item>
		<title>Learn About YWGC Realty</title>
		<description>

No related posts. </description>
		<link>http://www.robertnusgart.com/2010/01/learn-about-ywgc-realty/</link>
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		<title>HUD&#8217;s new good faith doesn&#8217;t answer simplist questions</title>
		<description>If you’ve been shopping for a mortgage in these first few days of the 2010, then you may have already gotten the new good faith estimate that all lenders are required to use by the Department of Housing and Urban Development.
Sure looks a little different than what borrowers have been ...</description>
		<link>http://www.robertnusgart.com/2010/01/huds-new-good-faith-doesnt-answer-simplist-questions/</link>
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